Preplanning Your Funeral–A Gift?

Estate Planning--preplanning your funeralHave you ever thought of your funeral as a gift?  Even though it is difficult to think about, preplanning your funeral may well be a welcome gift to your family at an incredibly emotional and stressful time.  Having to make decisions about details and cost while dealing with the loss of a loved one is overwhelming.  Relieving your family of this process may be your final gift to them.

Benefits of Preplanning a Funeral/Cremation

Prearranging your final plans can take away uncertainty about your wishes, eliminate potential sibling/family disagreements and remove financial concerns/decisions.  Decisions can be made with the input of loved ones; there is more time to look at options and costs; and it eliminates the tendency to overspend.  It is done with education and rational thought which leads to a peace of mind knowing that “everything has been taken care of.”

Elements to Consider in a Preplanned Funeral/Cremation

When planning a memorial it may consist of a church or funeral home service, burial or cremation options, a casket or urn, headstone or marker, cemetery services and various other parts that make up a ceremony.  Many of these options can be used individually or together.  Because there are many unfamiliar and personal considerations, it may be advantageous to work with a qualified Funeral and Cremation Prearrangement specialist. By contacting a full service funeral home in your area, you can arrange to meet with one of these planning consultants. 

More on prefunding a funeral or cremation in a future blog post—more than one financial reason to prefund.  This topic is obviously nothing anyone wants to think about, but something that may give you peace of mind if considered.

Holidays are sometimes good times to start family discussions—OR NOT—you know your family. 

Information provided by Meg White Heintze, Funeral and Cremation Preneed Specialist           952-201-6504   Heintze5@integra.net

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